Aidpage

Need help buying a home? You may qualify for one of these programs.

County Programs

	Adams County Housing Authority - Homeownership or Program HOTLINE (303) 227-2089
	Arapahoe County - HomeBuyer Program or (303) 738-8060
	Boulder County - Outside city limits of Boulder - Down Payment Assistance Program or (303) 651-8530
	Eagle County - Colorado Housing Assistance Corp or (303) 572-9445
	El Paso County - Single Family Mortgage Bond Program or (719) 520-6481
	Delta, Montrose and San Miguel Counties - Delta Housing Authority - Down Payment Assistance and Single Family Rehab programs. Call (970) 874-7266.
	Fremont, Chaffee, Custer and Lake counties - Upper Arkansas Area Council of Governments - Mutual Self-Help Housing or call (719) 269-7687 ext. 107
	Grand County Housing Authority - Down Payment Assistance Loan Program and Homebuyer Education, or call (970) 725-3071.
	Huerfano and Las Animas Counties - Down Payment Assistance Loan Program and Homebuyer Education, or call (719) 846-7882
	Jefferson County - Colorado Housing Assistance Corp or (303) 572-9445
	Larimer County - Larimer Home Ownership Program - Outside city limits of Ft. Collins  - (970) 667-3232, ext. 39
	Weld County - High Plains Housing Development Corp. (970) 353-7437, ext. 103
	Bent, Crowley and Otero counties - Tri-County Housing - Downpayment and closing cost assistance, 2nd mortgages for repairs to a home being purchased, and Home Ownership Counseling (719) 263-5168
	Cheyenne, Elbert, Kit Carson and Lincoln counties - Prairie Development Corp. Down payment assistance program or (719) 348-5562 or (800) 825-0208
	Logan, Morgan, Phillips, Sedgewick, Yuma and Washington counties - Northeast Colorado Housing, Inc. in Fort Morgan - Down payment assistance program call (970) 542-0955
	All counties - Colorado Housing Assistance Corp or (303) 572-9445

City Programs

	Aurora - Homeownership Assistance Program or (303) 739-7900
	Boulder - Homeownership Programs (303) 441-3157
	Colorado Springs - Homeownership Programs - Affordable homeownership opportunities (719) 385-5985
	Commerce City - Commerce City Housing Authority or call (303) 289-3698
	Denver - Del Norte's Homeownership Program or (303) 477-4774, ext. 18
	Denver - Colorado Housing Assistance Corp at (303) 572-9445
	Denver - New West Side Economic Development (NEWSED) or (303) 534-8342 ext. 124
	Denver - Southwest Improvement Council (SWIC) (303) 934-0923
	Carbondale - Mountain Regional Housing Corporation - Down payment assistance program (970) 384-6447
	Fort Collins - Home Buyer Assistance Program or (970) 221-6758
	Glenwood Springs - Valley Housing Partners or (970) 384-6447
	Greeley - High Plains Housing Development Corp. (970) 346-7660, ext. 6540
	Longmont - Down Payment Assistance Program or (303) 651-8530
	Loveland - Larimer Home Ownership Program or (970) 667-3232, ext. 39
	Pueblo - Housing Department (719) 553-2850
	Pueblo - Colorado Bluesky Enterprises - Down payment assistance for individuals with developmental disabilities (719) 546-0572
	Pueblo - Neighbor Works of Pueblo - Affordable Housing Program (719) 544-8078
	Westminster - Home ownership Assistance (303) 227-2075
	Wheat Ridge - WRHA Home Ownership Program (303) 235-2846

Statewide

	Colorado Housing Enterprise (303) 428-1448
	Colorado Housing and Finance Authority (CHFA) - or (303) 297-7376 or (800) 877-2432, ext. 376
	Colorado Housing Assistance Corporation (303) 572-9445
	Home Buyer Workshop Class Schedule
	Colorado Division of Supportive Housing and Homeless Programs - Section 8 Homeownership Program or (303) 866-7350

To add your organization, or to update your information, contact the Web Manager.

CLICK HERE

Homeownership:  West Virginia
   
More From HUD     -
-       Emergency Homeowners' Loan Program
-       Homebuyer's kit
-       How much home can I afford?
-       Let FHA loans help you
-       How to buy a HUD home
-       Homebuying videos
-       FHA mortgage limits
-       Settlement and closing costs
-       Home improvements
-       Refinancing home mortgages
-       Reverse mortgages
-       Fair housing
-       Approved mortgage lenders

-    
Links     -
-       Mortgage information from the Federal Reserve Bank
-       Loan programs for veterans
-       Is Homeownership right for you?
-       Homesales.gov

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started
-       Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages
-       Education  - learn about buying and maintaining your home
-       Predatory lending  - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home
-       Assistance programs  - resources and programs to help you buy and maintain your home
-       HUD homes for sale
-       Homeownership vouchers  - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home
-       Home repairs  - money for home improvements and repairs
-       Avoid foreclosure - don't lose your home

-    
Other West Virginia Resources     -
-       Housing resources for seniors
-       Legal assistance
-       Make your home more energy efficient
-       Help with your utility bills
-       Disaster relief and emergency assistance
-       Health and environmental information  - safeguard your home and family
-       Rural housing programs
-       West Virginia Housing Development Fund - resources for helping housing education and programs
-       West Virginia Real Estate Commission  - regulatory agency for real estate brokers and appraisers
-       West Virginia Affiliates of Habitat for Humanity

   
 
Content current as of 1 January 2011           Follow this link to   Back to Top  
----------
    FOIA     Privacy     Web Policies and Important Links      Home     [logo: Fair Housing and Equal Opportunity]
[Logo: HUD seal]     U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112   TTY: (202) 708-1455
Find the address of a HUD office near you      
 

CLICK HERE

Homeownership:  Ohio
   
Good Stories     -
Just about everyone knows about Habitat For Humanity. They are likely the first Faith Based Organization to build single-family homes for new homeowners in the United States and throughout the world. HUD is their partner through the Self Help Homeownership Opportunity Program (SHOP), as well as through various efforts using HUD’s HOME program. Habitat for Humanity has numerous local chapters throughout Ohio. More.


-    
More From HUD     -
-       Emergency Homeowners' Loan Program
-       Homebuyer's kit
-       How much home can I afford?
-       Let FHA loans help you
-       How to buy a HUD home
-       Homebuying videos
-       FHA mortgage limits
-       Settlement and closing costs
-       Home improvements
-       Refinancing home mortgages
-       Reverse mortgages
-       Fair housing
-       Approved mortgage lenders

-    
Links     -
-       Mortgage information from the Federal Reserve Bank
-       Loan programs for veterans
-       Is Homeownership right for you?
-       Homesales.gov

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started
-       Housing counseling agencies  - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages
-       Predatory lending  - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home
-       Assistance programs  - resources and programs to help you buy and maintain your home
-       HUD homes for sale
-       Homeownership vouchers  - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home
-       Home repairs  - money for home improvements and repairs
-       Avoid foreclosure - don't lose your home

-    
Other Ohio Resources     -
-       Housing resources for seniors
-       Legal assistance
-       Help with your utility bills
-       Disaster relief and emergency assistance
-       Health and environmental information  - safeguard your home and family
-       Rural housing programs
-       Ohio Department of Commerce  - regulatory agency for real estate brokers and appraisers
-       State consumer protection - consumer education and advisories

   
 
Content current as of 1 January 2011           Follow this link to   Back to Top  
----------
    FOIA     Privacy     Web Policies and Important Links      Home     [logo: Fair Housing and Equal Opportunity]
[Logo: HUD seal]     U.S. Department of Housing and Urban Development
451 7th Street S.W., Washington, DC 20410
Telephone: (202) 708-1112   TTY: (202) 708-1455
Find the address of a HUD office near you      
 

CLICK HERE

Homeownership:  Maryland
   
More From HUD     -
-       Emergency Homeowners' Loan Program
-       Homebuyer's kit
-       How much home can I afford?
-       Let FHA loans help you
-       How to buy a HUD home
-       Homebuying videos
-       FHA mortgage limits
-       Settlement and closing costs
-       Home improvements
-       Refinancing home mortgages
-       Reverse mortgages
-       Fair housing
-       Approved mortgage lenders

-    
Links     -
-       Mortgage information from the Federal Reserve Bank
-       Loan programs for veterans
-       Is Homeownership right for you?
-       Homesales.gov

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started
-       Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages
-       Predatory lending  - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home
-       Assistance programs  - resources and programs to help you buy and maintain your home
-       HUD homes for sale
-       Homeownership vouchers  - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home
-       Home repairs  - money for home improvements and repairs
-       Avoid foreclosure - don't lose your home

-    
Other Maryland Resources     -
-       Maryland Department of Housing and Community Development
-       Housing resources for seniors
-       Legal assistance
-       Make your home more energy efficient
-       Help with your utility bills
-       Disaster relief and emergency assistance
-       Health and environmental information  - safeguard your home and family
-       Rural housing programs
-       Maryland Real Estate Commission  - regulatory agency for real estate brokers and appraisers
-       Maryland’s Attorney General  - contact information

CLICK HERE

Homeownership:  Ohio
   

Just about everyone knows about Habitat For Humanity. They are likely the first Faith Based Organization to build single-family homes for new homeowners in the United States and throughout the world. HUD is their partner through the Self Help Homeownership Opportunity Program (SHOP), as well as through various efforts using HUD’s HOME program. Habitat for Humanity has numerous local chapters throughout Ohio. More.


-    
More From HUD     -
-       Emergency Homeowners' Loan Program
-       Homebuyer's kit
-       How much home can I afford?
-       Let FHA loans help you
-       How to buy a HUD home
-       Homebuying videos
-       FHA mortgage limits
-       Settlement and closing costs
-       Home improvements
-       Refinancing home mortgages
-       Reverse mortgages
-       Fair housing
-       Approved mortgage lenders

-    
Links     -
-       Mortgage information from the Federal Reserve Bank
-       Loan programs for veterans
-       Is Homeownership right for you?
-       Homesales.gov

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started
-       Housing counseling agencies  - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages
-       Predatory lending  - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home
-       Assistance programs  - resources and programs to help you buy and maintain your home
-       HUD homes for sale
-       Homeownership vouchers  - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home
-       Home repairs  - money for home improvements and repairs
-       Avoid foreclosure - don't lose your home

-    
Other Ohio Resources     -
-       Housing resources for seniors
-       Legal assistance
-       Help with your utility bills
-       Disaster relief and emergency assistance
-       Health and environmental information  - safeguard your home and family
-       Rural housing programs
-       Ohio Department of Commerce  - regulatory agency for real estate brokers and appraisers
-       State consumer protection - consumer education and advisories

CLICK HERE

Homeownership:  Indiana

Choice Voucher Program.

-    
More From HUD     -
-       Emergency Homeowners' Loan Program
-       Homebuyer's kit
-       How much home can I afford?
-       Let FHA loans help you
-       How to buy a HUD home
-       Homebuying videos
-       FHA mortgage limits
-       Settlement and closing costs
-       Home improvements
-       Refinancing home mortgages
-       Reverse mortgages
-       Fair housing
-       Approved mortgage lenders

-    
Links     -
-       Mortgage information from the Federal Reserve Bank
-       Loan programs for veterans
-       Is Homeownership right for you?
-       Homesales.gov

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started
-       Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages
-       Predatory lending  - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home
-       Assistance programs  - resources and programs to help you buy and maintain your home
-       HUD homes for sale
-       Homeownership vouchers  - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home
-       Home repairs  - money for home improvements and repairs
-       Avoid foreclosure - don't lose your home

-    
Other Indiana Resources     -
-       Legal assistance
-       Help with your utility bills
-       Disaster relief and emergency assistance
-       Health and environmental information - safeguard your home and family
-       Rural housing programs
-       Indiana Real Estate Commission - regulatory agency for real estate brokers and appraisers
-       State consumer protection - consumer education and advisories

   
 
Content current as of 1 October 2010           Follow this link to   Back to Top  
----------
    FOIA     Privacy     Web Policies and Important Links      Home     [logo: Fair Housing and Equal Opportunity]

CLICK HERE

To view the website:

Homeownership Assistance: Connecticut
   
-         -
More From HUD     -
-       Let FHA loans help you
-       Find an FHA lender
-       American Dream Downpayment Initiative
-       Homebuyer's kit
-       Fair housing
-       Mortgage calculator
-       Homebuyer rights (RESPA)
-       Good Neighbor Next Door

-    
Links     -
-       Loans for veterans

Need help buying a home? You may qualify for one of these programs.
Statewide and Regional Programs
-       Connecticut Housing Finance Authority - homebuyer programs, including downpayment and closing cost assistance
-       Department of Economic and Community Development - homebuyer programs, including downpayment and closing cost assistance
-       CHIF/USDA Rural Services Homeownership Program - state/federal partnership that provides mortgage assistance to first-time homebuyers
-       Housing Development Fund, Inc. - homebuyer programs, including downpayment assistance, for residents in Fairfield, New Haven and Litchfield counties
-       Mutual Housing Association of Southwestern Connecticut - homebuyer programs, including downpayment and closing cost assistance, for residents in Fairfield county
-       Connecticut Affiliates of Habitat for Humanity - through volunteer labor, builds and rehabilitates houses for families in need
-       U.S. Department of Agriculture Rural Housing - homebuyer programs in rural communities
Programs by City/Town
-       Bridgeport
-       Enfield
-       Fairfield
-       Greenwich
-       Hamden
-       Hartford
-       Manchester
-       Meriden
-       Middletown
-       Milford
-       New Britain
-       New Haven
-       Stamford
-       Waterbury
-       Windsor
   
 
Content current as of 1 April 2010           Follow this link to go  Back to top  
----------
    FOIA     Privacy     Web Policies and Important Links      Home     [logo: Fair Housing and Equal Opportunity]

http://www.nhnhome.org/

Click the link to read more about this place. 

Neighbors Helping Neighbors' mission is to empower low and moderate income Brooklyn residents to secure quality housing and build financial assets.

We are committed to providing the highest quality of service in our efforts to: 

http://www.hud.gov/local/co/homeownership/buyingprgms.cfm

Click the link to find out and access the information below concerning assistance in buying a home with the county programs, city programs or statewide links for Colorado. 

Hello all! I am new to this so bear with me. I am a 41 year old mother of 2 who is trying to rebuild after making some very poor financial decisions. Recovering from recent surgery has left me with some medical bills and such.

Looking to enter into a lease purchase agreement for my 1st home( really great deal on a foreclosure) but do not have the $5000 deposit. Any help will be appreciated.

Stable employment but just had some setbacks.

Thanks to all who read this and respond.

KEM

Interesting article in the New York Times:

"When Raymond Zulueta went into default on his mortgage last year, he did what a lot of people do. He worried.

In a declining housing market, he owed more than the house was worth, and his mortgage payments, even on an interest-only loan, had shot up to $2,600, more than he could afford. "I was terrified," said Mr. Zulueta, who services automated teller machines for an armored car company in the San Francisco area.

Then in January he learned about a new company in San Diego called You Walk Away that does just what its name says. For $995, it helps people walk away from their homes, ceding them to the banks in foreclosure.

Last week he moved into a three-bedroom rental home for $1,200 a month, less than half the cost of his mortgage. The old house is now the lender's problem. "They took the negativity out of my life," Mr. Zulueta said of You Walk Away. "I was stressing over nothing."

You Walk Away is a small sign of broad changes in the way many Americans look at housing. In an era in which new types of loans allowed many home buyers to move in with little or no down payment, and to cash out any equity by refinancing, the meaning of homeownership and foreclosure have changed, economists and housing experts say..."

Full article: Facing Default, Some Walk Out on New Homes

See also: http://www.youwalkaway.com/

I am looking to purchase a home and need help with downpayment, credit analysis, and how to repair credit to apply and\or become eligible for federal, state, and local programs.

I would like to buy my fatherinlaws property and keep it in the family , he built it himself in 1974 it needs work ! (roof,basement finished,eavs,gutters,new fencing9acers,barn,windows.) I quit my job a 1 1/2 a go because of back and right arm problems. so I am in the prossess of finding a job that will not bother these problems I have. Iam 45 yrs. and right now I am living on the property, Iam in need of  help to buy the property  and fix it, $283,000.00 to acomplish what I need, to aquire this property. Thanks, tammy.

My sister-in-law and I would like to buy a house together in Litchfield county so that my nephew can go to a good school and she can build a business as an antique furniture restorer.  She is separated and I am single.  She is not making much money at the moment and I make moderate income.  We need some finacial help to make a good future for all of us.